It is your responsibility to ensure that you are fully and adequately insured for the duration of your holiday. Take time to confirm that all activities, excursions and destinations are included. Be particularly careful of any altitude exclusions. Ideally, your cover would include, but not be limited to adequate: medical, legal, cancellation, delay and personal possession cover. If you would like to obtain cover for your trip please feel free to contact specialist Insurance Brokers, Campbell Irvine for a quote.
Travel Insurance during COVID-19
Steppes Traveller is an Introducer Appointed Representative of Campbell Irvine Ltd, who are authorised by the Financial Conduct Authority and who now offer a brand new travel insurance policy that includes cover for cancellation or curtailment of a trip due to contracting coronavirus or through being quarantined or refused permission to travel due to infection or suspected infection.
Campbell Irvine are delighted to announce the launch of our new CI Direct policy which includes Medical Expenses and Cancellation cover for Coronavirus (COVID-19).
- Medical emergency treatment overseas and medical repatriation due to an insured client being diagnosed with Covid-19.
- Cancellation cover to reimburse your clients for any irrecoverable payments and charges made for travel and accommodation if they have to cancel their trip due to a doctor diagnosing either them, a close relative or their insured travelling companion with Covid-19 and as a result being advised not to travel.
- Cancellation due to either the client or their insured travelling companion’s direct exposure to a close relative being diagnosed with Covid-19 resulting in an order via the NHS Test and Trace programme for your client to be medically quarantined and not being able to travel.
- Cancellation or Curtailment cover due to denied boarding of public transport if displaying symptoms of Covid-19.
There are some additional terms and conditions applicable to the new cover which are:
There is no cover provided if due a second wave there is another ‘lockdown’, either locally, countrywide or in the destination country resulting in your client being unable to travel either from their home or to the booked destination. Likewise, if the FCO subsequently advise against travel to the destination there would be no cancellation cover under a travel insurance policy for such an event.
To arrange cover or to obtain a quotation, please contact Campbell Irvine Direct.
2) Tel: 0207 938 1734
3) Email: [email protected]
View our pre – COVID-19 travel insurance summary cover below:
Travel Insurance Summary of Cover (Sums Insured are per insured person)
|A) Medical Expenses||£10,000,000|
|In Patient Benefit £10 per day up to||£200|
|Criminal injuries £100 Per day up to||£5,000|
|B) Personal Accident||£25,000|
|C) Cancellation or Curtailment||£3,000*|
|D) Delayed Departure or Arrival|
|Either Compensation up to||£100|
|OR cancellation after 12 hours up to||£1,000|
|Hi Jack of Aircraft £100 per day up to||£3,000|
|Failure of flight connenctions £25 per day up to||£150|
|Interruption of Transport||£300|
|E) Personal Effects||£2,000|
|(Valuables limited to £350)|
|(Single Article limit £250)|
|(Single Article limit £250)|
|(Disc Collections £200)|
|Passport and Visas||£250|
|F) Legal Expenses||£25,000|
|G) Winter Sports||Optional|
*Cancellation cover may be increased when you apply
This is only a summary of cover; full details of the cover provided are shown on your Policy Document. You will be asked to read it carefully to ensure you are happy the cover provided which is offered on a Non Advised basis from a single insurer.
A copy of the policy document is available for download from the Campbell Irvine Website. The policy contains a 14 day Cooling-Off Period and details of how to make a claim and who to contact in the event of a medical emergency.
The policy includes certain terms conditions, exclusions and excesses. In particular, the cover is excluded for any defined pre-existing medical condition from which you or any person upon whom travel depends are suffering. If in doubt please contact the insurer’s medical helpline as additional cover may be purchased directly from the insurer’s medical screening helpline for certain pre-existing medical conditions.
Campbell Irvine Ltd is authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by visiting the FSA’s website at www.fca.org.uk or by contacting them on 0800 111 6768. Steppes Travel is an Introducer Appointed Representative of Campbell Irvine Ltd